Earn with payments!

5% cashback is calculated for transactions in all supermarkets, YDM and auto spare parts, as well as pharmacies, and 1% in all other categories. Register with Apple Pay or Google Pay with "akart" on your smartphone, make payments and earn cashback.

Transactions earning cashback apply only to non-cash payments made on the territory of Azerbaijan.

The cashback amount is transferred to the sub-account immediately after the cashless payment.

Cashback can be earned on 5 transactions in each category during the day.

There is no minimum transaction requirement to earn cashback. You can earn up to 100 AZN cashback per month by earning 5% cashback on three high-interest categories and 1% on all other transactions. Maximum monthly cashback per category can be up to 25 azn.

The amount of cashback you earn from a cashless payment is deducted from your account when the transaction is cancelled. If the cashback you earned is no longer available in the cashback balance, the cashback amount will be deducted from the value of the merchandise when the transaction is returned.

• Insurance payments;
• Betting games;
• When depositing funds to the card (operations such as ATM-Cash, Pos-Cash);
• Card-to-card transfer operations (Card-to-Card, Visa Direct, Mastercard Money Send);
• ASAN service payments;
• When depositing funds into the balance of electronic wallets (QIWI, YandexMoney, etc.);
• Online payments for debt repayment (mortgage, consumer credit, installment, debt repayment with a grace period, etc.);
• Online payments (Utilities, state payments, fines, taxes, customs duties, etc.) carried out through the Government Portal (HÖP);
• When shopping in stores and online websites located outside the country;
• Payments to mobile operators;
• Payments for public transportation.

Cashback is calculated only for transactions made with AZN.

It is temporarily impossible to get cashback at petrol stations for payments made with QR code.

In the Azercell Kabinetim application, it is possible to earn 1% cashback during utility payments (Azərsu, Azəriqaz, Azərişıq əhali, Azərişıq qeyri-əhali, AzərİstilikTəchizat) via "akart". You can receive cashback by making a maximum of 5 transactions per day on the specified payments, which are also included in the “Other” category. The maximum amount of cashback that can be earned at one time is 25 AZN. The amount received is included in the "maximum monthly cashback limit of 100 AZN " and the rules of the general cashback platform apply to this category as well. The campaign will be active for 2 months only.

By topping-up the balance of Azercell number in the Azercell Kabinetim application via "akart", it is also possible to earn 1% cashback during payment. You can receive cashback by making a maximum of 5 transactions per day on the specified payments, which are also included in the “Other” category. The maximum amount of cashback that can be earned at one time is 25 AZN. The amount received is included in the "maximum monthly cashback limit of 100 AZN " and the rules of the general cashback platform apply to this category as well. The campaign will be active for 2 months only.