SimKredit

• Each SimSim subscriber with active line can benefit from this service. Apart from this, not less than 6 AZN amount should be loaded onto the balance from the moment of subscription. The loading time of the last scratch card should not be more that 3 months.
• SimKredit amount will not affect the validity period of SimSim scratch card that is in effect at the moment of credit amount request.
• Credit amount and usage fee will be deducted from your phone account after the next top-up or after getting certain amount via Paycell service.
• Debt for 1 AZN/1.40 AZN amount taken for credit is being withdrawn in full in case of sufficient balance. If there's no enough amount on balance the debt will be cleared sequentially from balance in the amount of 0.24 AZN.
• Debt for 2 AZN amount taken for credit is being withdrawn partially in the amount of 0.08 AZN during 30 days starting from the next day after credit request. In case if credit is not cleared off fully within 30 days, the remaining sum will be cleared off completely starting from 31-st day. If there's no enough amount on balance the debt will be cleared after balance top up.
• You will get SMS-notification regarding the amount deduction from your phone account.
• You can check if you have any debts by sending the word “info” via SMS to SimKredit numbers.

Starting from 07.06.2011 new subscribers and/or those who never used SimKredit service will be able to use SimKredit service via 9155 short number only after 365 days since first top-up (this rule is not applicable for those who already used SimKredit service before ore uses this service via 9150, 9250 short numbers).